What To Do if You Are a Hawaii Tourist and Get Hurt in a Car Accident
Key Takeaways
Hawaii’s modified no-fault system requires accident victims, including visitors, to use their own insurance to cover personal injury and property damage up to policy limits before pursuing other parties.
Cases can include the injured party’s insurer, the at-fault driver, the rental car company, and medical providers, making legal guidance essential for navigating claims.
If damages exceed your insurance coverage, you may pursue compensation from the at-fault driver or their insurer, but professional legal representation is crucial to protect your rights.
Every year, tourists flock to Hawaii to see the beautiful sites this state has to offer. Unfortunately, even while away on vacation, accidents can happen and it is important to know what to do in the aftermath. When it comes to motor vehicle accidents, Hawaii has some unique laws as a modified no-fault state. Continue reading or reach out to our Honolulu car accident attorney to learn more.
How Accidents Are Handled in Hawaii
As a modified no-fault state, accident victims in Hawaii do not automatically have the right to file a claim against a negligent driver. Additionally, the state’s rules and regulations regarding insurance coverage when it comes to rental cars often profoundly impacts accident victims who are tourists.
Below is a list of the parties that are typically involved in these litigation cases:
The injured party’s insurance company
The at-fault driver
The motor vehicle’s rental company
The injured party’s doctor
Moreover, since such cases can be incredibly complex, it is important for an accident victim to retain skilled legal counsel to guide them through the process and advise them of their rights.
What to Do Next
Since Hawaii is a no-fault system, your car accident claim must be filed and processed through your insurance first, which will cover your personal injury and property damage claims up to the limit of your policy, no matter who was at fault for the accident.
That said, in severe or catastrophic cases, you may file a claim against the at-fault driver. If the damages you suffered go beyond the limits of your policy, you might also be able to recover the difference from the at-fault driver or their insurance company.
Schedule a Free Consultation
If you were injured in an accident while visiting Hawaii, you may find yourself in an overwhelming and stressful situation. At Daniel T Pagliarini AAL, our personal injury team is backed by nearly three decades of experience and a proven history of success. You can rely on us to provide the fierce representation and knowledgeable advice you need to recover the fair and just compensation you deserve.
Reach out to our law firm today to set up a free initial case review with our top-rated attorney Dan Pagliarini to learn more about what we can do to assist you during this difficult time.
